Car Window Smashed But Nothing Stolen? Here’s What To Do

Mar 7, 2024

Broken rear glass of car

What To Do if Your Car Window Gets Smashed

Discovering your car window has been smashed can leave you feeling vulnerable, especially when nothing appears to have been stolen. Taking the right steps immediately after the incident can help secure your car and potentially catch the culprit. Let’s walk through the essential actions you should take:

Step 1: Call the Police

Your first move should be to report the incident to the local police. Even if nothing was stolen, a smashed window is a sign of vandalism or an attempted theft, and it’s crucial to have an official record. The police report is important for MPI to waive your deductible if you have the $200 plus coverage.

Step 2: Take Pictures

You should also be documenting the damage to your vehicle. Use your smartphone to take clear photos from various angles, showing the extent of the damage to the window and any other parts of the car. These images serve as additional proof for your insurance company and can help the investigation process.

Step 3: Contact Your Bank

If you suspect any personal information may have been compromised, or if you usually store sensitive documents or items in your car, contact your bank immediately. Inform them about the incident and ask them to monitor your accounts for unusual activity. It’s better to be safe and prevent any potential fraud before it happens.

Step 4: Secure Your Vehicle

Temporary solutions can prevent further damage or theft from your temporarily vulnerable vehicle. If you can’t get the window repaired immediately, contact your MPI Accredited Glass Repair Shop to help to cover the opening with a sturdy plastic sheet secured with strong tape. Ensure it’s tightly sealed to protect the interior from weather elements or further attempts of theft.

Step 5: Contact Your Insurance Company

Finally, contact your local MPI Accredited Glass Repair Shop to get the claim process started for you. You’ll need the police report number, your photos of the damage, and any other relevant information to complete your claim. Some policies cover vandalism, including smashed windows, so you may be eligible for repair or replacement without paying out of pocket. Check your policy details or speak with your agent to understand your coverage options.

Our Broken Car Window Repair Service – MPI Accredited

Finding your car window smashed yet nothing stolen can be both frustrating and confounding. In such situations, it’s reassuring to know there are reliable, reliable ways to fix and secure your vehicle. As an MPI accredited service provider, we specialize in mending broken car windows, ensuring a swift and safe return to the road. 

The process begins with an assessment of the damage. Our skilled technicians, trained and certified under MPI standards, evaluate the extent of the damage and decide the most efficient and cost-effective repair method, whether it’s a complete replacement or a minor fix. We then repair or replace the window using top-notch equipment and techniques to guarantee high-quality service, all within the guidelines and coverage options provided by MPI.

Throughout this process, our focus is on maintaining clear communication and providing exceptional customer service. We keep you informed, address any concerns, and work seamlessly with MPI to ensure a smooth claim process. Additionally, we offer guidance for temporary fixes to secure your vehicle until professional repairs are made, highlighting the importance of promptly securing your vehicle after such an incident. With our MPI accredited status, you can trust that your car window repair is handled with the utmost professionalism and care. For more information, visit our MPI-accredited glass repair page.

Summary

  • Report the incident
  • Documentation is key
  • Secure personal information
  • Protect and secure your vehicle
  • Insurance claim process
  • Use an MPI-accredited glass installer

Frequently Asked Questions

Does a Windshield Claim Increase Insurance?

The fear of increased insurance premiums is common, but it’s important to know that glass claims do not go against your drivers rating or affect your premiums at all! This is because non-collision events are often considered out of your control. 

 What Is a Deductible for Windshield Replacement?

The deductible is the amount you’ll need to pay out of pocket before your insurance covers the remainder of the costs. Whether or not you’ll need to pay a deductible for a windshield replacement depends on your specific insurance policy. Some policies have a separate glass coverage option with a lower deductible for glass repairs. In some cases, there may be no deductible required for windshield repairs as opposed to replacements. It’s crucial to review your policy or speak to your insurance agent to understand your deductible responsibilities clearly.

How Long Do You Have To Report an Accident to MPI?

For residents dealing with Manitoba Public Insurance (MPI), the timeline for reporting an accident is critical. According to MPI guidelines, you must report a collision within seven days if there are no injuries. Failing to report within this timeframe can complicate the claims process and may affect your coverage eligibility. It’s essential to act promptly, ensuring that all necessary information and evidence are submitted to expedite your claim. If there’s any confusion about what’s required or the next steps, reaching out directly to MPI or visiting their official website will provide you with the most accurate and current information.